The essential characteristic of an insurance agent is that he is vested with legal power to establish contractual relations between the insurance company and the policy holders.
The fact that the majority of insurance agents are recruited by field supervisors or managers who,in turn,hold agency contracts with insurance companies does not change this basic characteristic as in the ultimate analysis ,such insurance agents hold contracts for services with the insurance companies and not with their recruiters.
The fact that the majority of insurance agents are recruited by field supervisors or managers who,in turn,hold agency contracts with insurance companies does not change this basic characteristic as in the ultimate analysis ,such insurance agents hold contracts for services with the insurance companies and not with their recruiters.
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